Landin Wilcock Financial Limited provide tax efficient solutions to three categories of clients with differing needs.

1. Business Owners

- Use of profits from the business
- Property purchase
- Planning for the sale of business and/or retirement
- Arranging borrowing
- Planning for the unexpected, namely death or illness
- Employee pension and benefit packages

2. Employed higher rate tax payers

- Reduce income tax payable on bonuses or on exercise of share options
- Mitigating capital gains tax
- Funding for retirement
- Mortgages
- Investment for capital growth

3. Retired or approaching retirement

- Investing for income in a tax efficient manner
- Reviewing your potential inheritance tax liability
- Ensuring existing investments match needs and possibly a changing attitude to risk
- Pre retirement audits of pension arrangements to maximise tax free cash and benefits available under differing arrangements and Inland Revenue rules

Once we understand what our clients wish to achieve, the solution will include advising and arranging;

Pensions

Including Free Standing Additional Voluntary Contributions, Stakeholder, Self Invested and Self Administered Schemes.

Investments

Including Offshore Bonds, With Profit Bonds, ISA's, Unit Trusts, Investment Trusts and Open Ended Investment Companies (OEICS).

Mortgages and Loans

Including commercial property and pension fund lending.

Protection

Including life, health, medical and critical illness cover.

The Financial Services Authority does not regulate taxation and trust advice and certain types of buy to let and commercial mortgages.

Legal

PRIVATE CLIENTS

- Wills, Trusts, IHT Planning
- Enduring Powers of Attorney
- Probate
- Long term care issues
- Conveyancing - residential and commercial
- Pension Fund investment e.g. property etc.

CORPORATE CLIENTS

- Company formation
- Partnership Agreements
- Employment Law
- Acquisition,Mergers and Disposals
- Employee remuneration packages

Tax

PRIVATE CLIENTS

- Total tax management
- Tax advice on new products
- Self assessment returns
- Processing tax reclaims

CORPORATE

- Aquisitions, Disposals and Mergers
- Employee share and incentive schemes
- Restructures

In addition we offer business consulting in such areas as:

- Business Healthcheck
- Exit Strategies
- Acquisitions
- Disposals
- Mergers
- Restructures